Need To Know To Avoid Being The ext Victim"
"(This Pro-Consumer Report Has the Industry Standing On End Trying To Figure Out How To Keep It Out of Your Hands---Grab Your Copy Now Before It's Too Late!)"
| "Your
report was most useful in keeping a friend from buying something
totally unsuited to her situation and knowing just how greedy the young
seller was." -- William David Turnbull, Colorado Springs, CO |
If You Own or Are Thinking About Buying an Annuity, Please Read The Following Very Carefully...
It's outrageous... unacceptable... and it makes me sick to my stomach! I can no longer sit by and watch it happen. People need to know the truth---the whole truth!
If you're thinking about buying an annuity or if you own an annuity, then this is the most important letter you'll ever read.
Here's why:
In an industry that's suppose to help you protect your financial future, it's shocking to see how much misguidance, poor judgment, and flat-out lying that's going on.
|
All I can say is... wow!
After
reading your
document I can honestly say that you are going to make a lot of people
in our industry angry!
Job well done my friend. This information has been quiet for too long and I for one am glad that you're letting the public in on the secret ways that clients get hurt in this industry. I'm recommending "The Shocking Truths" to all of my clients as a must read and I'm confident that it will save them thousands of dollars and years of grief. Thanks for the great work. -- William Harwell, Annuity Agent |
Who's benefiting from this outrageous behavior?
Sales agents and insurance companies.
And you and I are getting hurt. Big time.
Make no mistake. If you think that you know your annuity because the agent explained it to you, then most likely... YOU DON'T. The sad truth is that you'll probably never be made aware until it's too late. Way too late.
Let me explain...
My name is Tony Bahu and I'm 30-years old. I'm a loving husband to my beautiful wife and devoted father to my 10-month baby girl. You've probably never heard of me before this...and that's okay. By the time you're done reading this letter, you'll be very glad that you now HAVE heard of me.
I've been in the annuity business for a long time and have helped hundreds of men, women and families choose the right type of annuity for their situation.
I really enjoy what I do for a living. I'm a people person who enjoys meeting new folks and assisting them in choosing an annuity that is the right fit for them and their family.
However, I have a serious problem with many people that are in the industry doing financial services.
They're not helping people... they're hurting people.
The biggest challenge in the industry is that the pay is quite high for someone who can sell annuities and the bigger the dollar, the bigger the temptation to sell an annuity that is the WRONG fit for you!
As a result, YOU end up paying for it. The reward per sale is so high (and I reveal just how agents get paid in my report) SOME agents will do anything to make the sale. Including omitting information (they claim what you don't know won't hurt you) to flat out lying.
And of course, there are agents out there that just don't understand the annuities they sell. Then they sell you something they don't even fully comprehend.
It's a real shame.
This can cost you tens of thousands of dollars, can hurt you and hurt the loved ones that you hoped to one day benefit from your annuity.
|
"Every Consumer and Agent
Needs to Read This Information Now...!" "I have never seen such a concise and fact-filled treatment on the subject of annuities and how to determine which, if any, is the right one to own. Some agents will recommend a specific annuity strategy to their clients because it suits the client’s needs. What I mostly see, however, are innocent people who were either sold the wrong kind of annuity or who shouldn’t have been sold an annuity at all. How can the client be expected to make an informed decision if the agent doesn’t understand what he’s selling or isn’t truthful? Tony, I hope your “Shocking Truths” either educates every consumer or reveals every agent in America." ---Alan Strebeck, Financial Advisor (Las Vegas, NV) |
The Dirty Little Secrets
That Agents And Insurance Companies Don't Want You to Know
These secrets are only known to the people in the industry.
Attention:
Don't get me wrong... there are plenty of hard working and honest people out there that care about the client and annuities can be one of the best investment vehicles to achieve your financial goals-- when used properly.
However, I see time and time again customers that were told one thing and the truth of the matter be entirely different. Quite frankly... I'm sick of it.
People NEED to understand and be educated so that they can protect themselves from falling prey to these circumstances.
what does it mean to you?
I've let the cat out of the bag.
I've created a breakthrough report and made it available to the public for the first time as a downloadable product. Meaning that you can have it in your hands in the next 3 1/2 minutes after deciding to own it. No shipping and no waiting.
It breaks down in simple to understand language exactly how unassuming and innocent people are being lied to, manipulated, and hurt by agents and insurance companies.
The
truth
about how
agents get paid and why
insurance companies don't want you to know.The one annuity you MUST
own.Getting
Out of the
Annuity You Are In Without Tax
Consequences.What
Your Agent Never
Told You About the Return Policy'Medicaid
friendly' annuities. You were told
that your annuity is medicaid friendly... don't fall for the hype...
I'll
explain what's really going on.The one
annuity you should
almost NEVER
own--
unless you are a dying gambler!Everything
that you need to know about annuities. Knowing and
understanding
this will
save you thousands and
thousands of dollars before
you ever sit down and talk with an
annuities agent.Why
a
'minimum guarantee' can do more harm than good.How
your
annuity is being double taxed
and what you can do about it.How
to use minimum guarantees to your advantage
and why not
understanding this can
hurt you.Exactly
what you need to know about the 'index annuity'
and what your
agent isn't telling you.When
an
annuity becomes your worst nightmare--
don't let this happen to you.The
difference between a fixed and variable annuity and the pros and cons
of each.'Minimum Guarantees'...
these can
work for
or against you.
You'll learn exactly what to look for.Here
are
the 'right'
questions to ask your
agent so that you get exactly
what you need.The
way
to get an insurance company to send you a check every month-- it's not
what you think!Why you
may be losing up to 40% of your return
purchasing a mutual fund through an annuity and why mutual funds
outside of a variable annuity will just about always outperform the
same mutual fund in a variable annuity. Failing to understand
this is like throwing your hard earned money out the window.Have
you
heard of a 'living
benefit'?
This is when an insurance company promises you that they will give you
a certain percentage if the market declines. I'll
reveal the one
thing that they
FAIL TO TELL YOU and
why it could take you 20 years to
get your money from the day you're ready to pull your investment out.How
to
realize gains without paying taxes.The benefit
that pays your beneficiaries 20%-40%
on top of the gains you make at the time of your death. Now
this
one can be a good thing or a bad thing. I warn you to watch
out
for the cost of this feature and why you may be paying for something
that you'll never use.One
way to leave
your beneficiaries more
money than
what your account has in it. This alone can change the lives
of
your loved ones after your passing-- this one tip alone will amaze you.The
one ONLY
way to mitigate
surrender charges-- you'd
better understand this one!Many
agents sell annuities by saying that you won't have surrender charges,
but I tell you the truth and what to
ask to avoid being burned.How
to avoid
the tax time bomb.
A
perfectly legal way to save tens of thousands of dollars by not paying
income tax on your annuity gains.The two
things that your annuity better have--
this little gem can be a
gold mine for seniors.Click Here to Order Now!
How To Gain An UNFAIR Advantage
By Learning The Following:
This
is the key ingredient
to tell a
good agent from a
bad agent.
It's your hard earned money-- don't give it away because you didn't
know this critical information. As far as I know, I'm the
only
one revealing this information and agents are not happy about it. The
'death
benefit' trap.
You'd better watch out for this one! What
to look out for so that you don't
lose money in a
declining stock market.
This tip can be your best friend. How
your annuities reduce or even eliminate
the income tax on your Social Security. Learn
if the gains are taxable in your annuity when passed to your
beneficiary. The
best way to
structure
your annuity so you can dictate
your tax
situation. A
list of all the right questions you
better ask before you buy
an annuity. Discover
techniques to eliminate estate taxes
and why almost nobody is doing it correctly. I
show you how to have more spendable
income. The
Bogus
Bonus.
I explain in detail how your agent and the insurance company may try to
manipulate you with this one. You'll learn when this is
appropriate and when you're getting scammed. How
to protect
your
estate from long term health care costs.
Doing this wrong
will cost thousands. Ways
to pass
more money to your children--
you don't want to miss this one. How
to take advantage of the upside of the market-- WITHOUT THE
DOWNSIDE RISK OF THE
MARKET! Learn
if you're
in danger
of the IRS'
tax time-bomb of
50% or more! Beware of the 10%
annual
withdrawal.
I show you how you can be penalized and why the annuities with the
least amount of liquidity don't necessarily have the best performance
and one solution to solve this dilemma. How
to increase
your current
annuity value
by as much
as 300%You Or Your Annuity Company?
Ideally, your annuity should be a good deal for your bank, the insurance company AND YOU!
Unfortunately, this is not always the case. This is an area where what you don't know really can hurt you!
If you already own an annuity, then the following questions have to be answered:
1. What interest rates are you currently getting?
2. Are the interest rates getting worse?
3. What is the rating of your insurance company? (Critical)
4. What are your surrender charges?
5. Is your principal ever at risk?
6. What retirement & income options does your annuity have?
7. Is your annuity Medicaid Friendly?
ownership of your annuity?
These are just a fraction of the mistakes and problems I encounter every day. I'm sure that at least one will apply to you. And you could probably benefit from all of them.
Not only will you learn the right questions to ask, how to decide what type of annuity is best for your needs, and how to avoid falling prey to the vultures out there, but it's explained in down-to-earth, everyday language that is simple to understand.
Warning: Do No Buy Any Product
that does not meet these criteria:
There is a lot of confusion surrounding these products - especially on the Internet.
Let
me share
the things that set us apart in my mind.
1.
Here's how you can contact me.
Too
many internet companies lose credibility because they hide from their
customers. I have a dedicated customer support staff ready to serve
you. You can reach us anytime at:
Contact us by email
here.
Contact me by phone at 
248-933-2033
.
This is my direct line.
I answer the phone myself when I'm around.
2. This product is simple to understand.
Look,
it does you no good if this product is not simple to
understand.
I use everyday language so that ANYONE can read it and comprehend
what's really going on out there in this industry.
It
breaks it down. It offers the pros and cons of the types of
annuities available to you so that you can decide what is best for you
and your family.
Some
sale's agents will use complicated wording to try and confuse you so
that they can put you in an annuity that is best for THEM (meaning,
they'll make more money!)
You'll know EXACTLY what to look out for after owning this and nobody
will be able to pull the wool over your eyes.
3.
Whether you're just looking at annuities, own an annuity, or if you're
just plain trying to figure out what to do with an annuity... this
helps.
My product is for anybody
that owns an annuity and/or is looking to invest in an
annuity.
The information contained in this product will help you make good
decisions from here forward.
I'm not saying that you haven't made good decisions in past.
I'm
telling you that I know this
industry
and the people and companies involved. I know what agents are
out
there saying to individuals just like you. Bottom line... you
just may not know your annuity as well as you think.
Your
agent might have told you some things... but don't you want to be sure
that what they say is the truth?
It only makes sense, doesn't it? If you're not
protecting
yourself, then nobody else will.
4. You get INSTANT
ACCESS to this product.
My
product is downloaded from the Internet. After your payment
is
submitted, you'll be directed to a private download page where you'll
download your copy of my system. No waiting. You'll have this
money saving information in your hands only minutes after deciding to
own it.
Here is exactly what to expect when you order my product:
1) You click the "Order Now" button at the bottom of this letter.
2) You fill out the required information and hit "submit"
3) You are automatically brought to the download page.
4) Click "download" and open the file.
You are now on the path to understanding annuities as well as your
sales agent and you'll be protected from unethical
salespeople.
You'll have the knowledge that only people in the industry know.
Why not get
started
right now ?
5.
This
product explains the truth of how agents and insurance companies work.
You may be able to find some outdated book at the bookstore that will
bore you will complicated language and a bunch fluff about the
different types of annuities, but this product is the only one that
you'll find that breaks down and uncovers what's really going
on.
Sure,
you could call up your agent (if you have one) and try to pry this
information from them, however, people in this profession are so
tight-lipped about what I share with you, that you'll never get it out
of their mouth... never ever!
6. This information is practical and not theoretical.
So many products out there explain annuities in theory, but never give you everyday practical advice. This product will give you the nuts and bolts, the meat and potatoes of annuity investing.
You'll learn the most practical solutions to your needs. This is where you can be a big winner in the annuities market.
7. I don't promise
you'll make the absolutely best financial
decision or other nonsense.
I don't promise or imply you'll make the absolute best
decision
even after reading this. I don't know you, your background or
anything else about you. So how could I promise such a
thing. If I tried to guarantee that, I'd be lying. That's
b.s.
However,
annuities can be one of the best vehicles to reach your financial goals
when used properly. And that is exactly what you'll learn to
do.
This
information is invaluable. You'll know and
understand the
inside information that only people in the industry are privy to.
If you are at this page, chances are you are trying to make a decision about an annuity right now. PLEASE DON'T LET A SMALL INVESTMENT STAND IN YOUR WAY. The Shocking Truths has helped many people avoid big mistakes and make the best decision regarding their annuities.
People who already own this product have said they would pay $1,000 because of the amount of money, headache, and frustration that it has saved them! No bull.
Understanding just one of these hush-hush secrets that I reveal... may save you tens and tens of thousands of dollars and save you years of grief and aggravation. Seriously, do you know what it's like to own the wrong annuity?
When you own this product it will pay for itself one thousand times over in the money that you'll save alone! The money you will save and earn as a direct result of this explosive detailed information can pay you back 1,000 times your paltry investment. What if you don't buy The Shocking Truths and you end up making one of the mistakes that could cost you thousands of dollars in your future?
My price isn't cheap but it's worth it considering the benefits. It's currently $99 (Please see special marketing test below).
|
Special Marketing
Test:
I'm offering a very
limited
HALF-PRICE DISCOUNT
(only for a couple days as a test). If you order my product
before Midnight,
June
24, 2009, you can get your copy for only $49.
The
price, however, is only good if you order by this date. I'm
doing
this to see if the increase in sales outweighs my lower profit
margin. If it doesn't, and you buy the product after this
date,
expect to pay the normal price of $99.PLEASE (I'm asking nicely!) do not email me and get upset if you try and order after this date and I am no longer accepting orders at this special HALF-PRICE DISCOUNT. |
By the way, if you think this is expensive, ask yourself how much making the wrong decision will cost you. Knowledge can be costly, but the price of ignorance is immeasurable.
|
Learn to Recognize the
Wrong Agent
---C.
Keefe, Berkely CA * * * * * * * * * Information You Can Act
On!
What I found most appealing is the personal follow-up Tony does with his subscribers. He actually really does show and take a genuine interest in them. His material gives you decision making info, which is rare in today's world of information. ---Robert Giacin
*
* * * * * * * *
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